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NAME:Calvert Library
X-WR-CALNAME:Calvert Library
BEGIN:VEVENT
UID:89daf2c1-677e-4d33-a0df-1a297a9d79f6
SEQUENCE:0
DTSTAMP:20260730T220148Z
DTSTART;TZID=America/New_York:20251004T100000
DTEND;TZID=America/New_York:20251004T113000
SUMMARY:Buying an Affordable Home and Keeping It (PF & Zoom)
LOCATION:Calvert Library Prince Frederick\nCalvert Library Prince Frederic
 k
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Calvert Library Prince Fre
 derick;X-APPLE-RADIUS=10;X-TITLE=Calvert Library Prince Frederick:geo:38.5
 55978,-76.599222
GEO:38.555978;-76.599222
DESCRIPTION:Hear directly from realtors\, loan officers\, home inspectors 
 and financial advisors in a moderated panel designed to provide guidance a
 nd answer your questions. An informative panel sponsored by Calvert Concep
 t (C4)\, Calvert Library and the Calvert NAACP..\nhttps://calvertlibrary.l
 ibnet.info/event/14187711
X-ALT-DESC;FMTTYPE=text/html:<p>Homeownership is often the largest purchas
 e most people will make in their life. But there are many hidden costs ass
 ociated with the cost of ownership. This discussion will cover what everyo
 ne needs to plan for to be able to keep a home after buying it. This is an
  opportunity&nbsp\;to talk with a panel of experts on subjects like:</p>\n
 <ul></ul>\n<ul>\n<li>How to buy your first&mdash\;or next&mdash\;home with
  little or no down payment and other special opportunities</li>\n<li>Under
 stand mortgage options for all credit levels</li>\n<li>Spot real value (no
 t just curb appeal!)</li>\n<li>Prepare for hidden and ongoing costs of hom
 eownership</li>\n<li>Budget and prepare for repairs\, emergencies\, and ri
 sing costs</li>\n<li>Stay in your home through tough times</li>\n</ul>\n<p
 >This program is co-sponsored between Calvert Library\, C4 and the Calvert
  County chapter of the NAACP.</p>\n<p>Calvert Library strives to make our 
 events accessible to all. For access requests or questions\, call 410-535-
 0291.</p>\n<table border="0" style="width: 100%\; border-collapse: collaps
 e\;" cellpadding="20" cellspacing="20">\n<tbody>\n<tr>\n<td style="width: 
 33.3333%\;"><img src="https://static.libnet.info/frontend-images/editor/ca
 lvertlibrary/C4_Calvert_Concept_Charitable_Corporation.png" width="300" he
 ight="300" alt="" style="display: block\; margin-left: auto\; margin-right
 : auto\;" /></td>\n<td style="width: 33.3333%\;"><img src="https://static.
 libnet.info/frontend-images/editor/calvertlibrary/NAACP_Calvert_2020.png" 
 width="300" height="108" alt="" style="display: block\; margin-left: auto\
 ; margin-right: auto\;" /></td>\n<td style="width: 33.3333%\;"></td>\n</tr
 >\n</tbody>\n</table>\nhttps://calvertlibrary.libnet.info/event/14187711
URL;VALUE=URI:https://calvertlibrary.libnet.info/event/14187711
ATTACH:https://static.libnet.info/images/events/calvertlibrary/AffordableH
 ome.jpg
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