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VERSION:2.0
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NAME:Broward County Library
X-WR-CALNAME:Broward County Library
BEGIN:VEVENT
UID:c932260c-d5f5-468f-887d-bc82836f08f3
SEQUENCE:0
DTSTAMP:20260803T063640Z
DTSTART;TZID=America/New_York:20260902T140000
DTEND;TZID=America/New_York:20260902T150000
SUMMARY:Budgeting 101 & Understanding Credit Cards
LOCATION:South Regional/Broward College Library\nSouth Regional/Broward Co
 llege Library
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=South Regional/Broward Col
 lege Library;X-APPLE-RADIUS=10;X-TITLE=South Regional/Broward College Libr
 ary:geo:26.0068452,-80.2360114
GEO:26.0068452;-80.2360114
DESCRIPTION:Designed to heighten awareness and enhance your financial lite
 racy skills\, this FREE 4-part series from WeFlorida Financial covers debt
  management\, credit cards 101\, budgeting\, and money management. .\nhttp
 s://broward.libnet.info/event/16606594
X-ALT-DESC;FMTTYPE=text/html:<p><strong>September 2nd\, 2026- Decoding Deb
 t:</strong></p>\n<p>This presentation explores the fundamentals of debt&md
 ash\;what it is\, why people use it\, and how it can be a powerful financi
 al tool as well as a potential risk. We will examine the positives and neg
 atives of debt\, discuss how to manage it responsibly\, and highlight why 
 avoiding excessive debt is critical to long-term financial health. You wil
 l also learn best practices for paying down and getting out of debt like p
 rioritizing balances or building sustainable habits. Are you using debt to
  move forward or is it holding you back? What steps can you take today to 
 regain control?&nbsp\;</p>\n<p>&nbsp\;</p>\n<p><strong>September 9th\, 202
 6- Credit Cards 101: Using Credit Wisely</strong></p>\n<p>Learn how credit
  cards work and how to use them to your advantage\, Learn key concepts lik
 e interest rates\, credit limits\, minimum payments\, and credit scores\, 
 as well as common fees and pitfalls to avoid. The session also covers how 
 to read a credit card statement\, compare card offers\, and build healthy 
 credit habits that support long-term financial goals. By the end of this s
 ession\, participants will feel confident making informed decisions about 
 credit cards and managing credit responsibly in everyday life.</p>\n<p>&nb
 sp\;</p>\n<p><strong>September 16th\, 2026- Budgeting Basics:</strong></p>
 \n<p>This practical session helps participants build confidence with money
  by mastering the fundamentals of budgeting. Attendees will learn how to t
 rack income and expenses\, set realistic financial goals\, and create a bu
 dget that fits their lifestyle. Through real-world examples and hands-on a
 ctivities\, the class explores strategies for managing bills\, reducing un
 necessary spending\, and planning for savings and emergencies. By the end 
 of the session\, participants will have a clear\, personalized budgeting p
 lan and the tools to make informed financial decisions with greater clarit
 y and control.</p>\n<p>&nbsp\;</p>\n<p><strong>September 23rd\, 2026- Mone
 y Management: Practical Skills for Financial Confidence</strong>&nbsp\;</p
 >\n<p>This interactive session introduces essential money management skill
 s to help participants take control of their finances. Designed for beginn
 ers and those looking to strengthen their financial habits\, the session c
 overs practical tools for budgeting\, saving\, spending wisely\, and avoid
 ing common financial pitfalls. Participants will leave with actionable str
 ategies they can apply immediately to improve their financial well-being&n
 bsp\;</p>\nhttps://broward.libnet.info/event/16606594
URL;VALUE=URI:https://broward.libnet.info/event/16606594
ATTACH:https://static.libnet.info/images/events/broward/001-discussion-off
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