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VERSION:2.0
PRODID:-//sebbo.net//ical-generator//EN
NAME:Alachua County Library District
X-WR-CALNAME:Alachua County Library District
BEGIN:VEVENT
UID:f04aba0e-f765-44ad-b75b-724fe0b3f67e
SEQUENCE:0
DTSTAMP:20260722T023700Z
DTSTART;TZID=America/New_York:20261014T103000
DTEND;TZID=America/New_York:20261014T113000
SUMMARY:Financial Well-Being Workshops
LOCATION:Headquarters Library\nHeadquarters Library
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Headquarters Library;X-APP
 LE-RADIUS=10;X-TITLE=Headquarters Library:geo:29.65152,-82.32142
GEO:29.65152;-82.32142
DESCRIPTION:Workshops are engaging and interactive..\nhttps://acld.libnet.
 info/event/16822819
X-ALT-DESC;FMTTYPE=text/html:<p>Sept 9th -&nbsp\; Banking Basics\;&nbsp\;L
 earn common banking terms\, types of accounts and&nbsp\;how to protect you
 r money and personal info.<br />Oct 14th -&nbsp\; Identity Theft\;&nbsp\;F
 ind out how identity theft happens\, how to spot&nbsp\;scams and how to pr
 otect your personal info. <br />Nov 11th - Budgeting\;&nbsp\;Discover how 
 to make a budget\, pay off debt and&nbsp\;build healthy financial habits.<
 br />Dec 9th -&nbsp\; &nbsp\;Credit Scores &amp\; Reports\;&nbsp\;Particip
 ants will learn what a credit score is\, its&nbsp\;importance and how to r
 ead a credit report. They'll&nbsp\;also learn the tools to maintain a heal
 thy credit&nbsp\;score and repair bad credit.<br />Jan 13th -&nbsp\; Makin
 g Budgets Work\;&nbsp\;Identify what makes budgeting hard\, track spending
 &nbsp\;and use strategies to manage your money daily\,<br />Feb 10th -&nbs
 p\; Considering Home Ownership\;&nbsp\;Understand what it takes to buy a h
 ome\, mortgage&nbsp\;options and how to afford payments.<br />Mar 10th -&n
 bsp\; Mortgages\;&nbsp\;Learn how to budget for a mortgage\, apply for one
 &nbsp\;and understand the costs involved.<br />Apr 14th -&nbsp\; How Busin
 esses Use Credit\;&nbsp\;Learn about credit options for small businesses l
 ike&nbsp\;loans\, credit cards and SBA financing.<br />May 12th -&nbsp\;Ho
 w Businesses Obtain Credit\;&nbsp\;Understand what lenders look for and wh
 at documents&nbsp\;you need to apply for business credit.<br />June 9th -&
 nbsp\; Developing a Business Plan\;&nbsp\;Learn the key parts of a busines
 s plan and how to write&nbsp\;one that works.<br />July 14th - Small Busin
 ess Financial Statements\;&nbsp\;Understand balance sheets\, profit/loss s
 tatements and&nbsp\;cash flow reports.<br />Aug 11th - Small Businesses an
 d Financial Emergencies\;&nbsp\;Small businesses may be especially vulnera
 ble in a&nbsp\;financial emergency. This&nbsp\;workshop will help small&nb
 sp\;businesses create a plan to be better prepared for a&nbsp\;financial e
 mergency.</p>\nhttps://acld.libnet.info/event/16822819
URL;VALUE=URI:https://acld.libnet.info/event/16822819
ATTACH:https://static.libnet.info/images/events/acld/financial_logo.jpg
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