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NAME:William F. Laman Public Library 
X-WR-CALNAME:William F. Laman Public Library 
BEGIN:VEVENT
UID:776993f5-d49c-4fd8-8431-15d1badfd1fa
SEQUENCE:0
DTSTAMP:20260910T062810Z
DTSTART;TZID=America/Chicago:20260910T173000
DTEND;TZID=America/Chicago:20260910T183000
SUMMARY:First Time Homebuyers Class
LOCATION:William F. Laman Public Library\nWilliam F. Laman Public Library
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=William F. Laman Public Li
 brary;X-APPLE-RADIUS=10;X-TITLE=William F. Laman Public Library:geo:34.780
 425,-92.2700622
GEO:34.780425;-92.2700622
DESCRIPTION:Take the first step toward homeownership with this free first-
 time homebuyer workshop! Get expert guidance on mortgages\, budgeting\, an
 d closing\, and find the best options for you and your family. .\nhttps://
 lamanlibrary.libnet.info/event/16949164
X-ALT-DESC;FMTTYPE=text/html:<p>Buying your first home is an exciting mile
 stone\, but it can also feel confusing and overwhelming. If you're not sur
 e where to begin\, this workshop is for you. Join the library and Cory Wal
 ker from Centennial Bank Mortgage for an informative First-Time Homebuyer 
 Workshop designed to make the homebuying process easier to understand. You
 'll learn how to determine how much home you can realistically afford and 
 what cash funds you'll need before making a purchase. We'll explain the di
 fference between getting pre-qualified and pre-approved and why that disti
 nction matters when you're ready to make an offer.</p>\n<p>You'll also exp
 lore the most common types of mortgage loans and learn which options may b
 e the best fit for different financial situations. The workshop will cover
  closing costs\, what happens on closing day\, and what to expect througho
 ut the process from start to finish. You'll have the opportunity to ask qu
 estions and receive practical guidance from an experienced mortgage profes
 sional. Whether you're planning to buy a home in the near future or simply
  want to prepare for the opportunity\, this workshop will give you the kno
 wledge you need to take the next step with confidence. Best of all\, it's 
 free and open to anyone interested in learning more about homeownership.</
 p>\nhttps://lamanlibrary.libnet.info/event/16949164
URL;VALUE=URI:https://lamanlibrary.libnet.info/event/16949164
ATTACH:https://static.libnet.info/images/events/lamanlibrary/FIRST_TIME_HO
 MEBUYER_CLASS_1_.png
END:VEVENT
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