BEGIN:VCALENDAR VERSION:2.0 PRODID:-//sebbo.net//ical-generator//EN NAME:Maplewood Library X-WR-CALNAME:Maplewood Library BEGIN:VEVENT UID:a60d0e76-6fd0-476b-8cd5-5c77d1a2c216 SEQUENCE:0 DTSTAMP:20260803T192615Z DTSTART;TZID=America/New_York:20260826T110000 DTEND;TZID=America/New_York:20260826T123000 SUMMARY:Tax Planning in Retirement Workshop LOCATION:Maplewood Memorial Library\nMaplewood Memorial Library X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Maplewood Memorial Library ;X-APPLE-RADIUS=10;X-TITLE=Maplewood Memorial Library:geo:40.7295695,-74.2 758393 GEO:40.7295695;-74.2758393 DESCRIPTION:Have questions about taxes in retirement? Join us for a free w orkshop with a local Financial Advisor.\n\n.\nhttps://maplewoodlibrary.lib net.info/event/17097094 X-ALT-DESC;FMTTYPE=text/html:

The workshop gives retirees a clear\, prac tical understanding of how taxes shift throughout retirement and why timin g matters more than ever. We no longer have retirement income that is "one stream\," it's a sequence of tax triggers. This workshop goes through a F our Stages framework for retirement related to spending down large lump su m 401k balances. We break down how Social Security\, Medicare IRMAA\, RMDs \, capital gains\, and charitable strategies interact\, often creating hid den &ldquo\;tax pressure points&rdquo\; that catch retirees off guard.

Attendees learn how these pressure points form\, how to spot them early\, and how thoughtful planning can reduce lifetime taxation. The ses sion is independent\, educational\, and designed to help retirees make con fident\, informed decisions.

\n

This event is free and open to the pu blic\, but registration is required.

\n

\n

Stephen Roth CFP is a fiduciary financial adviser and founder of Limestone Financial Group spe cializing in tax‑efficient retirement income planning and lifetime income strategies that help families spend confidently through market vola tility. \; He has lived in SOMA with his family since 2016. \;

\nhttps://maplewoodlibrary.libnet.info/event/17097094 URL;VALUE=URI:https://maplewoodlibrary.libnet.info/event/17097094 END:VEVENT END:VCALENDAR