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NAME:Regina Public Library
X-WR-CALNAME:Regina Public Library
BEGIN:VEVENT
UID:d11e9f23-ec7a-48d3-8d0d-bcb9ab300e3e
SEQUENCE:0
DTSTAMP:20261022T104622Z
DTSTART;TZID=America/Regina:20261105T133000
DTEND;TZID=America/Regina:20261105T143000
SUMMARY:Christmas Without Credit
LOCATION:Online\nOnline
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DESCRIPTION:Skip the January debt hangover! Learn to plan a joyous\, debt-
 free holiday. Discover budgeting tips for gifts\, food\, and traditions so
  you can start the new year stress-free. .\nhttps://rpl.libnet.info/event/
 17203921
X-ALT-DESC;FMTTYPE=text/html:<p><strong>This program is conducted through 
 Zoom.&nbsp\;</strong>&nbsp\;Register to receive a reminder\, the evaluatio
 n and any resource materials.</p>\n<p>Click the link to join:&nbsp\;</p>\n
 <p>Tired of the post-holiday financial stress? Think about how you felt la
 st January when the holiday bills started rolling in. The holidays are mea
 nt to be a time of joy\, connection\, and cherished traditions&mdash\;not 
 a source of lingering financial anxiety.</p>\n<p>Join us for Christmas Wit
 hout Credit\, a practical and empowering workshop designed and delivered b
 y Credit Counselling Society to help you take control of your festive spen
 ding. We'll show you exactly how to plan a holiday season you absolutely l
 ove\, without relying on credit cards to make it happen.</p>\n<p>In this s
 ession\, you will learn how to:</p>\n<ul>\n<li>Build a Bulletproof Budget:
  Calculate exactly what you need for gifts\, food\, and entertaining so yo
 u aren't caught off guard.</li>\n<li>Master the Cash-Only Diet: Discover h
 ow to use the "envelope method" to easily stick to your limits and avoid i
 mpulsive swiping.</li>\n<li>Redefine Gift-Giving: Learn creative\, meaning
 ful ways to celebrate with family and friends that focus on connection rat
 her than cost.</li>\n<li>Top Up Your Holiday Fund: Uncover practical strat
 egies to trim everyday expenses and generate extra cash before the holiday
 s arrive.</li>\n</ul>\n<p>Skip the financial hangover. Learn how to fund y
 our festivities with cash so you can start the new year with peace of mind
 \, more joy\, and zero extra debt.</p>\n<p><strong>Part of RPL's commitmen
 t to supporting financial literacy and economic development in Regina.&nbs
 p\;</strong>If you have any questions about our Business\, Personal Financ
 e or Careers programs\, please contact Tim at 306-777-6013 or&nbsp\;txie@r
 eginalibrary.ca&nbsp\; &nbsp\; &nbsp\;&nbsp\;</p>\nhttps://rpl.libnet.info
 /event/17203921
URL;VALUE=URI:https://rpl.libnet.info/event/17203921
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