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NAME:Montgomery County Public Libraries
X-WR-CALNAME:Montgomery County Public Libraries
BEGIN:VEVENT
UID:1545bcb9-9548-4aa0-af76-c678ea6e29c2
SEQUENCE:0
DTSTAMP:20260830T211848Z
DTSTART;TZID=America/New_York:20260930T180000
DTEND;TZID=America/New_York:20260930T190000
SUMMARY:Money Basics for Teens: Saving\, Credit\, Debt\, and Investing
LOCATION:Quince Orchard Library\nQuince Orchard Library
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Quince Orchard Library;X-A
 PPLE-RADIUS=10;X-TITLE=Quince Orchard Library:geo:39.115843,-77.252168
GEO:39.115843;-77.252168
DESCRIPTION:Build practical money skills you can use now. Learn saving\, c
 redit\, debt\, and investing basics through real-life examples\, guided ac
 tivities\, and time for teen questions. No prior experience needed..\nhttp
 s://mcpl.libnet.info/event/17291699
X-ALT-DESC;FMTTYPE=text/html:<p>Join us to build practical money skills yo
 u can use now. Guest presenters from&nbsp\;<strong><a href="https://kcbusi
 nessconnect.org/" target="_blank" rel="noopener">Kelley Cushing Business C
 onnect</a></strong>&nbsp\;(KCBC) will explain saving\, credit\, debt\, and
  investing with real-life examples and short activities. This program is a
  good starting point if you are thinking about a first job\, managing spen
 ding\, saving for a goal\, or understanding money terms you hear online.</
 p>\n<p><strong>What to expect:</strong></p>\n<ul>\n<li>Compare debit and c
 redit.</li>\n<li>Learn what credit scores can affect and how lenders may u
 se them.</li>\n<li>Talk through debt\, saving goals\, and basic investing 
 ideas.</li>\n<li>Ask questions in a beginner-friendly setting.</li>\n</ul>
 \n<p>No prior finance knowledge is needed. This program is educational and
  does not provide personal financial advice.</p>\n<p><strong>Questions abo
 ut this program?</strong>&nbsp\;Contact&nbsp\;<a href="https://www.montgom
 erycountymd.gov/montgomery-county-public-libraries/library-locations/quinc
 e-orchard-library" target="_blank" rel="noopener"><strong>Quince Orchard L
 ibrary</strong></a>&nbsp\;at 240-777-0200.</p>\n<p>Continue learning with 
 MCPL's&nbsp\;<strong><a href="https://mcpl.aspendiscovery.org/Search/Resul
 ts?lookfor=personal+finance&amp\;searchIndex=Keyword&amp\;filter%5B%5D=tar
 get_audience%3A%22Young+Adult%22&amp\;filter%5B%5D=target_audience%3A%22Te
 en%22&amp\;sort=relevance&amp\;view=list&amp\;searchSource=local" target="
 _blank" rel="noopener">digital personal finance materials</a></strong>\, i
 ncluding ebooks\, audiobooks\, and online resources available with your li
 brary card.</p>\n<p>Don't have a card right now? No worries! Find out how 
 to&nbsp\;<strong><a href="https://montgomerycountymd.gov/library/services/
 card.html" target="_blank" rel="noopener">Get a Library Card</a></strong>.
 </p>\n<hr />\n<p>Library Program Attendance (both virtual and in the branc
 h) is limited to participants within the suggested age range of the progra
 m. Children attending an MCPL program under the age of 8 must be accompani
 ed by an adult. Adults attending a program intended for children must have
  an accompanying child.</p>\n<p>If you plan to attend with a group of ten 
 or more\, please contact the branch at least one week before the program t
 o discuss how your group might be accommodated.</p>\n<hr />\n<h3>Accommoda
 tion Requests</h3>\n<!-- v2026.4.0 -->\n<p>To request an accommodation\, c
 ontact the <strong><a href="https://www.montgomerycountymd.gov/node/17144"
 >library branch</a></strong> where you want the accommodation. If they are
  unable to help\, or if you need an accommodation for an online resource o
 r event\, complete our <strong><a href="https://mcgmd.wufoo.com/forms/wype
 c8q0j2yngy/">Accommodation Request Form</a></strong> online or call Librar
 y Administration at <strong><a href="tel:+12407770002">240-777-0002</a></s
 trong>.</p>\nhttps://mcpl.libnet.info/event/17291699
URL;VALUE=URI:https://mcpl.libnet.info/event/17291699
ATTACH:https://static.libnet.info/images/events/mcpl/0personal-finance.png
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