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NAME:Lake Agassiz Regional Library
X-WR-CALNAME:Lake Agassiz Regional Library
BEGIN:VEVENT
UID:937cb0fa-6bec-4444-a04c-e19d4e10d1f6
SEQUENCE:0
DTSTAMP:20261003T091353Z
DTSTART;TZID=America/Chicago:20261118T120000
DTEND;TZID=America/Chicago:20261118T130000
SUMMARY:Spark Bites
LOCATION:Moorhead Public Library\nMoorhead Public Library
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Moorhead Public Library;X-
 APPLE-RADIUS=10;X-TITLE=Moorhead Public Library:geo:46.875242,-96.7727798
GEO:46.875242;-96.7727798
DESCRIPTION:Spark Bites: Entrepreneur Essentials is a lunchtime learning s
 eries hosted by the Spark Center for Entrepreneurship. .\nhttps://larl.lib
 net.info/event/17538120
X-ALT-DESC;FMTTYPE=text/html:<p>Not all business financing is created equa
 l\, and choosing the wrong option can cost you!</p>\n<p><br />Join us for 
 November's Spark Bites featuring <strong>Josh Sowl of the West Central Min
 nesota Small Business Development Center (SBDC)</strong> for a practical l
 ook at how to make smarter financing decisions for your business.</p>\n<p>
 <br />Whether you're launching a new venture\, planning an expansion\, or 
 trying to make sense of your current debt\, this session will help you bet
 ter understand your options and make financing decisions with confidence.<
 /p>\n<p><br /><strong>We'll explore:</strong></p>\n<ul>\n<li>Term loans\, 
 lines of credit\, SBA loans\, equipment financing\, and credit cards</li>\
 n<li>When different financing options make sense (and when they don't!)</l
 i>\n<li>The risks of relying too heavily on credit cards</li>\n<li>Strateg
 ies like restructuring and refinancing</li>\n<li>How to prepare for a prod
 uctive conversation with an SBDC advisor</li>\n</ul>\n<p><br />You'll walk
  away with a clearer understanding of your financing options and practical
  knowledge you can put to work in your business.</p>\n<p><br /><strong>Mee
 t Your Presenter: Josh Sowl</strong><br />Josh Sowl is a West Central Minn
 esota Small Business Development Center counselor and marketing leader who
  helps entrepreneurs turn ideas into clear\, actionable growth plans. He s
 pecializes in practical digital marketing strategy\, brand positioning\, a
 nd systems that help small businesses generate consistent leads and build 
 long-term momentum.</p>\n<p><br /><strong>About Spark Bites</strong><br />
 Spark Bites is a free lunchtime learning series from the Spark Center for 
 Entrepreneurship\, bringing entrepreneurs and small business owners togeth
 er for bite-sized sessions packed with practical information and actionabl
 e ideas.<br />Bring your lunch\, bring your questions\, and join us!</p>\n
 https://larl.libnet.info/event/17538120
URL;VALUE=URI:https://larl.libnet.info/event/17538120
ATTACH:https://static.libnet.info/images/events/larl/JoshSowl.jpeg
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