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NAME:Regina Public Library
X-WR-CALNAME:Regina Public Library
BEGIN:VEVENT
UID:fa96d9e1-4090-41ec-acc7-67549593d5b3
SEQUENCE:0
DTSTAMP:20261022T084500Z
DTSTART;TZID=America/Regina:20261112T190000
DTEND;TZID=America/Regina:20261112T200000
SUMMARY:Beyond Savings: The Power of the TFSA
LOCATION:Online\nOnline
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Online;X-APPLE-RADIUS=10;X
 -TITLE=Online:geo:0,0
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DESCRIPTION:Your TFSA can hold far more than cash. Learn what to invest in
 \, how to avoid CRA over-contribution penalties\, when to time withdrawals
 \, and how it compares to an RRSP and FHSA..\nhttps://rpl.libnet.info/even
 t/17539047
X-ALT-DESC;FMTTYPE=text/html:<p>Despite the name\, a Tax-Free Savings Acco
 unt (TFSA) doesn't have to hold only savings. It can hold investments such
  as ETFs\, stocks\, bonds\, and GICs\, and any growth and withdrawals are 
 tax-free. If you've been eligible since the TFSA started in 2009\, your to
 tal contribution room reaches $109\,000 in 2026. Keeping that room in a lo
 w-interest cash account could mean missing years of tax-free growth.</p>\n
 <p>In this practical\, beginner-friendly session\, you'll learn:</p>\n<ul>
 \n<li>What you can hold in a TFSA and how to pick the right mix for your g
 oals and timeline</li>\n<li>How contribution room works\, including why re
 -contributing a withdrawal in the same year can trigger a 1%-per-month CRA
  penalty</li>\n<li>How to time withdrawals\, and why taking money out in D
 ecember instead of January can get your room back sooner</li>\n<li>TFSA\, 
 RRSP or FHSA: how to decide where your next dollar should go</li>\n<li>Whe
 ther you have $500 or $50\,000 saved\, you'll leave knowing how to make yo
 ur TFSA work harder for you.</li>\n</ul>\n<p>This session is educational a
 nd does not provide personalized financial advice.</p>\n<p><strong>This pr
 ogram is conducted through Zoom.&nbsp\;</strong>&nbsp\;Register to receive
  a reminder\, the evaluation and any resource materials.</p>\n<p>Click the
  link to join:&nbsp\;</p>\n<p><strong>Part of RPL's commitment to supporti
 ng financial literacy and economic development in Regina.&nbsp\;</strong>I
 f you have any questions about our Business\, Personal Finance or Careers 
 programs\, please contact Tim at 306-777-6013 or&nbsp\;txie@reginalibrary.
 ca&nbsp\; &nbsp\; &nbsp\;&nbsp\;</p>\nhttps://rpl.libnet.info/event/175390
 47
URL;VALUE=URI:https://rpl.libnet.info/event/17539047
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