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NAME:Regina Public Library
X-WR-CALNAME:Regina Public Library
BEGIN:VEVENT
UID:e23066cf-f7b4-4f45-951d-1eee4277a59b
SEQUENCE:0
DTSTAMP:20261022T100306Z
DTSTART;TZID=America/Regina:20261119T190000
DTEND;TZID=America/Regina:20261119T200000
SUMMARY:RRSPs by Career Stage: Early\, Peak & Pre-Retirement
LOCATION:Online\nOnline
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 -TITLE=Online:geo:0,0
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DESCRIPTION:From early career to pre-retirement\, learn how your career st
 age changes the rules for RRSPs. Discover smart tax strategies to build we
 alth and avoid costly mistakes at every step..\nhttps://rpl.libnet.info/ev
 ent/17539151
X-ALT-DESC;FMTTYPE=text/html:<p>The right RRSP strategy depends on where y
 ou are in your career. Someone early in their career earning $45\,000 has 
 different needs from a professional in their peak earning years\, or from 
 someone getting ready to turn savings into retirement income. Using the sa
 me approach at every stage can mean paying more tax than you need to.</p>\
 n<p>In this practical session\, you'll learn how to adjust your RRSP strat
 egy at each stage:</p>\n<ul>\n<li>Early career: why a TFSA or FHSA may mak
 e more sense first\, and how you can contribute to an RRSP now but save th
 e deduction for a year when your income is higher</li>\n<li>Peak earning y
 ears: how to get the most value from your deduction\, and how putting your
  tax refund into a TFSA can help your savings grow faster</li>\n<li>Pre-re
 tirement: how to plan withdrawals before your RRSP converts to a RRIF\, so
  you can avoid large taxable withdrawals and Old Age Security (OAS) clawba
 cks later</li>\n<li>Skip the rush before the RRSP deadline and leave with 
 a clear plan for every stage of your retirement savings.</li>\n</ul>\n<p>T
 his session is educational and does not provide personalized financial adv
 ice.</p>\n<p><strong>This program is conducted through Zoom.</strong>&nbsp
 \;&nbsp\;Register to receive a reminder\, the evaluation and any resource 
 materials.</p>\n<p>Click the link to join:&nbsp\;&nbsp\;</p>\n<p><strong>P
 art of RPL's commitment to supporting financial literacy and economic deve
 lopment in Regina.</strong>&nbsp\;If you have any questions about our Busi
 ness\, Personal Finance or Careers programs\, please contact Tim at 306-77
 7-6013 or&nbsp\;txie@reginalibrary.ca&nbsp\; &nbsp\; &nbsp\;&nbsp\;</p>\nh
 ttps://rpl.libnet.info/event/17539151
URL;VALUE=URI:https://rpl.libnet.info/event/17539151
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