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NAME:Regina Public Library
X-WR-CALNAME:Regina Public Library
BEGIN:VEVENT
UID:85eb2260-5a91-4d30-b042-ce994f90d3f3
SEQUENCE:0
DTSTAMP:20261112T231747Z
DTSTART;TZID=America/Regina:20261123T130000
DTEND;TZID=America/Regina:20261123T140000
SUMMARY:Holiday Money Hangover
LOCATION:Online\nOnline
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Online;X-APPLE-RADIUS=10;X
 -TITLE=Online:geo:0,0
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DESCRIPTION:This workshop offers practical tools to address holiday debt. 
 Learn effective repayment plans\, expense tracking\, and gifting strategie
 s to ensure your next holiday season is paid for in advance..\nhttps://rpl
 .libnet.info/event/17831226
X-ALT-DESC;FMTTYPE=text/html:<p>This program is conducted through Zoom.&nb
 sp\;Register to receive a reminder\, the evaluation\, and any other resour
 ces.</p>\n<p>Click the link to join:&nbsp\;&nbsp\;</p>\n<p>While the holid
 ays are intended to be a time of relaxation\, unbudgeted spending often le
 ads to significant stress in the New Year. When the bills arrive\, the res
 ulting "financial hangover" can limit your ability to save for future goal
 s and impact your financial wellness.</p>\n<p>This financial literacy sess
 ion provides the tools and support needed to address holiday debt effectiv
 ely. Attendees will learn how to navigate the repayment process and establ
 ish healthier spending habits for the future.</p>\n<p>Topics covered inclu
 de:</p>\n<ul>\n<li>Expense Tracking: Identifying exactly what was spent an
 d what remains to be paid.</li>\n<li>Debt Repayment Plans: Exploring metho
 ds to retire holiday debt efficiently.</li>\n<li>Proactive Budgeting: Deve
 loping a 12-month plan to pre-fund next year&rsquo\;s holiday expenses.</l
 i>\n<li>Gifting Strategies: Learning to manage expectations and costs for 
 future celebrations.</li>\n</ul>\n<p>Join us to create a personalized road
 map that turns holiday stress into financial stability.</p>\n<p>Part of RP
 L's commitment to supporting financial literacy and economic development i
 n Regina.&nbsp\;If you have any questions about our Business\, Personal Fi
 nance or Careers programs\, please contact Tim at 306-777-6013 or&nbsp\;tx
 ie@reginalibrary.ca</p>\nhttps://rpl.libnet.info/event/17831226
URL;VALUE=URI:https://rpl.libnet.info/event/17831226
ATTACH:https://static.libnet.info/images/events/rpl/01a_Finance_Debt.jpg
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